Jimmy Remoroza Loro
University of the Philippines Open University, Philippines
Title: Developing an environmental index-based insurance in response to human health consequences due to heavy rainfall
Biography
Biography: Jimmy Remoroza Loro
Abstract
This study aims to design an environmental index-based insurance for the restoration of environmental services following the occurrence of 13.5 mm mean monthly rainfall. Periodic rainfall results in the development and maturity of Aedes aegypti, the carrier of dengue haemorrhagic fever, and water contamination from the excretion of rats that lead to leptospirosis. Pearson’s correlation established a high positive association indicated by a sig. 2-tailed value of .002 between mean monthly rainfall and dengue cases in 2009. On one hand, monthly mean rainfall and leptospirosis established a weak positive correlation of 279. High positive correlation of dengue and rainfall enables the development of an Environmental Index-based Insurance Product designed to use pay-outs to de-clog canals and waterways, and ensure that adjacent landscapes, and their species of flora and fauna, including mosquito-predatory fishes, and endemic insects, are restored and protected.